Borrowing with peer to peer lending is extremely easy and can be done with a few simple steps online. Both Prosper and Lending Club offer a simple way to check your rates and get a loan fast. The biggest reason for borrowing through these platforms is credit card consolidation. It is no secret that credit card companies charge extremely high rates. With peer & social lending you can consolidate your payment into one much more manageable payment.
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Lending Club Borrower Loans
Get a Low Rate Personal Loan for up to $35,000 through Lending Club for almost anything: consolidate debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without hurting your credit score and you could have the money you need in as little as 5 days.
Lending Club Personal Loan Features
- Low Rates on Personal Loans from $1,000 - $35,000
- Low Rates starting at 6.78% APR* Rates from 6.78% to 29.99%* APR. Best APR is available to borrowers with excellent credit.
- Flexible Loan Terms.
- Fixed Rates and Payments - Your payment will not change for the life of your loan
- No Prepayment Penalties – Pay off your loan at any time without fees
- Simple and Secure – Check your rate without hurting your credit score
- Fast – Apply in minutes and receive your money in as few as 5 days
- No Hidden Fees
- No Collateral Required
- Good Credit Required
Prosper Borrower Loans
Prosper rates start at only 6.73% for the best borrowers and go up to 35.36%. In order to start, you will need to provide basic information. Once completed, you will be provided with your interest rate and loan terms to select from. Prosper will verify your identity and obtain your credit score. Keep in mind that this initial check will NOT affect your credit score. You will create your custom loan by providing a title, description, loan purpose and your current financial situation. Your listing will then be posted for investors to review. Once your listing is funded and your information has passed Prosper’s verification process, you will receive your loan amount.
Check your rate now with Prosper!
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