Overdoing the Holidays

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over-doing-itI try not to get too philosophical when I write, but I couldn’t pass this one up. Over the course of the past month or so (from a week before Christmas to now) I’ve had five notes turn from Current to Grace Period. [Read more...]

Peer & Social Lending - A Year in Review

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wisconsinwinterAs we approach the end of 2013, I want to say thanks to all of our readers. We are happy that we are able to provide content that others find valuable.  The site has been around since May, 2013 and even though that seems like a short amount of time, I feel like we have been able to accomplish a lot and hope bigger things are in store for peer to peer lending and the site in 2014.

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Understanding Lending Club Returns

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There are many third party tools out there that many seasoned investors already know about.  However, Lending Club continues to add functionality to their own site like net annualized return.  Today I noticed something that I had not seen before which was a link to ‘Understanding Your Returns’. [Read more...]

Lending Club adds Adjusted Net Annualized Return

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Some of you may have already heard about or seen a change to your Lending Club account. Last week they added an on/off switch for adjusted net annualized return.  Often times, I am met with skepticism when I tell people about my investment in Lending Club and it is soon followed by a question of my return on investment.  I feel that I can now give them a fairly accurate number without having to do any math. [Read more...]