I recently had the chance to talk to Dave Girouard, who is the former President of Google Enterprise and is now the founder of Upstart - a company that is taking a unique approach to peer to peer lending. Upstart is made up of 15 employees, half of which are from Google.  Traditional and other peer to peer unsecured loans focus on credit score when it comes to determining the probability of loan repayment.  Upstart goes beyond the credit score.  [Read more...]