I have been reading a lot of gloomy remarks about peer to peer lending around the web.  Some of them are valid concerns and complaints, but most in my opinion simply show a lack of understanding and education. I have a feeling that many people jumped on the bandwagon of investing in peer to peer lending without fully understanding. I sure did, but I also committed to learn more about this new opportunity. My attempt with this blog has always been able to keep me honest about my investments and in turn educate myself (and hopefully maximize my own personal returns along the way).  I’ll review a few of these concerns in this post and I welcome any discussion in the comments section. [Read more…]