Penny Notes: A Detailed Look at an Innovative Strategy for Lending Club FOLIOfn Investors

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Note: This is a guest post from New Jersey Guy, who currently only invests through FOLIOfn - the secondary market for Lending Club.  He implements several FOLIOfn strategies, some of which he outlined in his last posts (4 part series) on Peer & Social Lending.  This is a continuation of the post from Lend Academy about his penny note strategy.  Below New Jersey Guy gives a little more detail into this particular strategy.  Please keep in mind that this information is not investment advice,  just the opinion and perspective of one investor.  Thanks to New Jersey Guy for another fantastic guest post!

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P2P Lending Diversification and Portfolios

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There are many strategies in investing in P2P Lending, several of which were outlined in our last series of posts by New Jersey Guy and his experience with FOLIOfn.  You should note that those 3 strategies were just a taste of the secondary market and there are some very dedicated people out there who are trying out all sorts of strategies.  Just hop on over to the Lend Academy Forum and I’m sure others could teach you a thing or two.  I’ve heard New Jersey Guy mention diversification within peer to peer lending investments several times and it is something I now realize I knew nothing about.   [Read more...]

Using FOLIOfn to Maximize P2P Lending Returns – Part 4

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This is part 4 of a series of guest posts from New Jersey Guy who is an active member on the LendAcademy Forum.  He is located in New Jersey as his name suggests so he is not currently able to invest in notes directly through Lending Club.  However, he has decided to share his secrets on investing in FolioFN - the secondary market for Lending Club.  This is the last post in the series to help investors break the mold for better returns with Lending Club.  Be sure to check out the other posts if you missed them. [Read more...]

Using FOLIOfn to Maximize P2P Lending Returns – Part 3

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This is part 3 of a series of guest posts from New Jersey Guy who is an active member on the LendAcademy Forum.  He is located in New Jersey as his name suggests so he is not currently able to invest in notes directly through Lending Club.  However, he has decided to share his secrets on investing in FolioFN - the secondary market for Lending Club.  There will be 4 posts in this series that will outline 3 of his strategies that can help you break the mold for better returns with Lending Club. [Read more...]

Using FOLIOfn to Maximize P2P Lending Returns – Part 2

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This is part 2 of a series of guest posts from New Jersey Guy who is an active member on the LendAcademy Forum.  He is located in New Jersey as his name suggests so he is not currently able to invest in notes directly through Lending Club.  However, he has decided to share his secrets on investing in FolioFN - the secondary market for Lending Club.  There will be 4 posts in this series that will outline 3 of his strategies that can help you break the mold for better returns with Lending Club. [Read more...]

Using FOLIOfn to Maximize P2P Lending Returns - Part 1

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This is a series of guest posts from New Jersey Guy who is an active member on the LendAcademy Forum.  He is located in New Jersey as his name suggests so he is not currently able to invest in notes directly through Lending Club.  However, he has decided to share his secrets on investing in FolioFN - the secondary market for Lending Club.  There will be 4 posts in this series that will outline 3 of his strategies that can help you break the mold for better returns with Lending Club. [Read more...]